Private VA loan education

VA loan guidance from a dedicated specialist.

This site is built around clear answers from a real mortgage professional, not anonymous loan content.

NMLS #457569 Updated June 18, 2026

Ask a Question Call (800) 697-4371

Explore the guide

Main takeaways

What to know first.

The goal is to give you useful context before you compare offers or fill out a loan application.

Michael is listed on the site as the mortgage professional behind the guidance.
The site explains VA loan options in plain English before asking for a full application.
Loan applications are handled through PBT Bancorp.

About Michael

Michael is a mortgage professional focused on VA loan education, VA purchase loans, VA streamline refinances, VA cash-out refinances, and related mortgage questions.

His NMLS number is 457569.

Why VA loans

VA loans can be powerful, but borrowers deserve clear explanations before they compare offers.

The goal of this site is to explain the moving parts in a way that makes the next conversation easier.

Required relationship disclosure

Veterans Mortgage Center is not affiliated with or endorsed by the U.S. Department of Veterans Affairs.

Loan applications are handled through PBT Bancorp.

FAQ

Common questions.

What is Michael's NMLS number?

Michael's NMLS number is 457569.

Is Michael part of VA?

No, Michael is not part of the U.S. Department of Veterans Affairs.

How can I contact Michael?

You can call Veterans Mortgage Center at (800) 697-4371 or use the contact page.