/* PBT VA Loan Calculator - Premium UX styling
 * Copied from the existing VA loan calculator and rebranded for Veterans Mortgage Center.
 * pill-shaped buttons, generous spacing, mobile-first.
 */

/* ============ Base / container ============ */
.pbt-calc-widget {
  font-family: 'Outfit', -apple-system, system-ui, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-weight: 400;
  width: 100%;
  max-width: 960px;
  margin: 0 auto;
  padding: 32px 28px;
  background: linear-gradient(180deg, #ffffff 0%, #fafbfc 100%);
  color: var(--pbt-text, #0A1519);
  border: 1px solid var(--pbt-border, #d8e0e8);
  border-radius: 20px;
  box-sizing: border-box;
  box-shadow: 0 4px 24px rgba(10, 21, 25, 0.04);
}
.pbt-calc-widget *, .pbt-calc-widget *::before, .pbt-calc-widget *::after { box-sizing: border-box; }
.pbt-calc-widget input,
.pbt-calc-widget select,
.pbt-calc-widget button {
  max-width: 100%;
}
.pbt-calc-widget .pbt-layout > *,
.pbt-calc-widget .pbt-controls,
.pbt-calc-widget .pbt-field,
.pbt-calc-widget .pbt-viz,
.pbt-calc-widget .pbt-viz-pane,
.pbt-calc-widget .pbt-slider-row > *,
.pbt-calc-widget .pbt-bar-row > *,
.pbt-calc-widget .pbt-donut-legend-item > *,
.pbt-calc-widget .pbt-result-tile,
.pbt-calc-widget .pbt-cost-row > *,
.pbt-calc-widget .pbt-lead-form > * {
  min-width: 0;
}
.pbt-calc-widget [hidden] { display: none !important; }
.pbt-calc-widget [data-cloak] { visibility: hidden; }

/* ============ Header ============ */
.pbt-calc-header { margin-bottom: 28px; }
.pbt-calc-title {
  font-family: 'Outfit', sans-serif;
  font-size: 2.25rem;
  font-weight: 500;
  margin: 0 0 8px;
  color: var(--pbt-text, #0A1519);
  letter-spacing: -1px;
  line-height: 1.1;
}
.pbt-calc-subtitle { font-size: 1rem; margin: 0; color: #415a74; }

/* ============ Tabs (pill-style matching live site) ============ */
.pbt-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.pbt-tab {
  background: transparent;
  border: 1px solid var(--pbt-border, #d8e0e8);
  padding: 10px 20px;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 400;
  color: #415a74;
  cursor: pointer;
  border-radius: 24px;
  transition: all 0.15s;
  white-space: nowrap;
}
.pbt-tab:not(.pbt-tab-active):hover { border-color: var(--pbt-primary, #12365a); color: var(--pbt-primary, #12365a); }
.pbt-tab-active {
  background: var(--pbt-primary, #12365a);
  color: #fff;
  border-color: var(--pbt-primary, #12365a);
  font-weight: 500;
}
.pbt-tab:focus-visible { outline: 3px solid var(--pbt-accent, #e75d66); outline-offset: 2px; }

/* ============ Hero result card ============ */
.pbt-hero {
  background: linear-gradient(135deg, var(--pbt-primary, #12365a) 0%, var(--pbt-primary-dark, #0b263f) 100%);
  color: #fff;
  padding: 32px 28px;
  border-radius: 16px;
  margin-bottom: 20px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.pbt-hero::after {
  content: none;
}
.pbt-hero-label {
  font-size: 0.9rem;
  font-weight: 400;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 8px;
}
.pbt-hero-number {
  font-family: 'Outfit', sans-serif;
  font-size: 3.5rem;
  font-weight: 500;
  line-height: 1.1;
  color: #fff;
  letter-spacing: -2px;
  margin: 6px 0;
  font-variant-numeric: tabular-nums;
}
/* Positive (savings) hero number. Uses the on-navy variant of the single savings
   color so it stays legible on the navy hero; falls back to a mint if unset. */
.pbt-hero-positive { color: var(--pbt-savings-onnavy, #5FE3B5) !important; }
.pbt-hero-negative { color: #FFCDD2 !important; }
.pbt-hero-sub {
  font-size: 1rem;
  color: rgba(255, 255, 255, 0.9);
  margin: 8px 0 0;
}
.pbt-hero-savings { color: var(--pbt-accent, #e75d66); font-weight: 500; }

/* ============ Stickers (comparison highlights) ============ */
.pbt-stickers {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 10px;
  margin-bottom: 28px;
}
.pbt-sticker {
  padding: 16px 18px;
  border-radius: 12px;
  text-align: left;
}
.pbt-sticker-value {
  font-family: 'Outfit', sans-serif;
  font-size: 1.4rem;
  font-weight: 500;
  line-height: 1.1;
  letter-spacing: -0.5px;
}
.pbt-sticker-label {
  font-size: 0.78rem;
  font-weight: 400;
  margin-top: 4px;
  opacity: 0.8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.pbt-sticker-navy { background: var(--pbt-primary, #12365a); color: #fff; }
.pbt-sticker-red { background: var(--pbt-accent, #e75d66); color: var(--pbt-text, #0A1519); }
.pbt-sticker-light { background: var(--pbt-bg-light, #edf4fa); color: var(--pbt-text, #0A1519); }
.pbt-sticker-warn { background: #fff4f5; color: #c93440; }

/* ============ Layout: controls + viz side-by-side ============ */
.pbt-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-bottom: 24px;
}
@media (min-width: 880px) {
  .pbt-layout { grid-template-columns: 1fr 1.1fr; }
}

/* ============ Controls (form inputs) ============ */
.pbt-controls { display: grid; gap: 16px; }
.pbt-field { display: grid; gap: 6px; }
.pbt-field label {
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--pbt-text, #0A1519);
}
.pbt-select, .pbt-num {
  padding: 11px 14px;
  font-size: 1rem;
  font-family: inherit;
  border: 1px solid var(--pbt-border, #d8e0e8);
  border-radius: 8px;
  background: #fff;
  color: var(--pbt-text, #0A1519);
}
.pbt-num { font-variant-numeric: tabular-nums; }
.pbt-num-currency { font-weight: 500; color: var(--pbt-primary, #12365a); letter-spacing: 0.3px; }
.pbt-select:focus, .pbt-num:focus {
  outline: none;
  border-color: var(--pbt-primary, #12365a);
  box-shadow: 0 0 0 3px rgba(47, 54, 120, 0.12);
}
.pbt-hint { font-size: 0.8rem; color: var(--pbt-text-muted, #667085); margin: 4px 0 0; }
.pbt-hint strong { color: var(--pbt-primary, #12365a); }

/* Slider rows */
.pbt-slider-row { display: grid; grid-template-columns: 1fr 130px; gap: 12px; align-items: center; }
.pbt-slider {
  -webkit-appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: linear-gradient(to right, var(--pbt-primary, #12365a) 0%, var(--pbt-primary, #12365a) var(--val, 50%), var(--pbt-border, #d8e0e8) var(--val, 50%), var(--pbt-border, #d8e0e8) 100%);
  outline: none;
  cursor: pointer;
}
.pbt-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--pbt-primary, #12365a);
  cursor: pointer;
  border: 3px solid #fff;
  box-shadow: 0 2px 6px rgba(47, 54, 120, 0.4);
  transition: transform 0.1s;
}
.pbt-slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.pbt-slider::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--pbt-primary, #12365a);
  cursor: pointer;
  border: 3px solid #fff;
  box-shadow: 0 2px 6px rgba(47, 54, 120, 0.4);
}

/* City badge */
.pbt-city-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--pbt-bg-light, #edf4fa);
  color: var(--pbt-primary, #12365a);
  padding: 8px 14px;
  border-radius: 20px;
  font-size: 0.85rem;
  margin-bottom: 20px;
}
.pbt-city-badge svg { flex-shrink: 0; }
.pbt-city-badge strong { color: var(--pbt-text, #0A1519); }

/* Options fieldset */
.pbt-options {
  border: 1px solid var(--pbt-border, #d8e0e8);
  border-radius: 12px;
  padding: 14px 18px;
  margin: 0;
}
.pbt-options legend { padding: 0 8px; font-weight: 500; color: var(--pbt-primary, #12365a); font-size: 0.85rem; }
.pbt-check {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.85rem;
  cursor: pointer;
  padding: 8px 0;
  font-weight: 400;
  line-height: 1.4;
}
.pbt-check input { margin-top: 3px; flex-shrink: 0; }
.pbt-check-primary {
  background: rgba(248, 219, 46, 0.08);
  padding: 10px 12px;
  margin: 6px -12px;
  border-radius: 8px;
}
.pbt-hint-inline { color: var(--pbt-text-muted, #667085); font-weight: 400; font-size: 0.82rem; }

/* Conditional disclosure */
.pbt-conditional {
  margin: 10px 0 4px 28px;
  padding: 12px 16px;
  background: var(--pbt-bg-light, #edf4fa);
  border-left: 3px solid var(--pbt-primary, #12365a);
  border-radius: 0 8px 8px 0;
  animation: pbtFadeIn 0.2s ease-out;
}
.pbt-conditional-nested { background: #fff; margin-left: 16px; }
.pbt-conditional-prompt {
  font-weight: 500;
  font-size: 0.85rem;
  color: var(--pbt-text, #0A1519);
  margin-bottom: 8px;
}
.pbt-radio {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.85rem;
  cursor: pointer;
  padding: 6px 0;
  line-height: 1.4;
}
.pbt-radio input { margin-top: 3px; flex-shrink: 0; }
.pbt-info {
  margin-top: 10px;
  padding: 12px 14px;
  background: #fdf1f2;
  border-radius: 8px;
  font-size: 0.82rem;
  line-height: 1.5;
  color: var(--pbt-text, #0A1519);
  animation: pbtFadeIn 0.2s ease-out;
}
.pbt-info strong { color: var(--pbt-primary, #12365a); }
@keyframes pbtFadeIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ============ Viz panes ============ */
.pbt-viz { display: grid; gap: 16px; align-content: start; }
.pbt-viz-pane {
  background: var(--pbt-bg-light, #edf4fa);
  padding: 18px;
  border-radius: 12px;
}

/* Bar chart */
.pbt-bar-chart { display: grid; gap: 12px; }
.pbt-bar-row {
  display: grid;
  grid-template-columns: minmax(72px, 100px) minmax(0, 1fr) minmax(76px, 90px);
  align-items: center;
  gap: 12px;
  font-size: 0.9rem;
}
.pbt-bar-label { font-weight: 500; color: #415a74; }
.pbt-bar-track {
  height: 28px;
  background: #fff;
  border-radius: 6px;
  overflow: hidden;
  border: 1px solid var(--pbt-border, #d8e0e8);
}
.pbt-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--pbt-text-muted, #667085) 0%, #415a74 100%);
  width: 0;
  animation: pbtBarFill 0.6s ease-out forwards;
  transform-origin: left;
}
.pbt-bar-row-va .pbt-bar-fill {
  background: linear-gradient(90deg, var(--pbt-primary, #12365a) 0%, var(--pbt-accent, #e75d66) 100%);
}
.pbt-bar-row-va .pbt-bar-label { color: var(--pbt-primary, #12365a); font-weight: 600; }
.pbt-bar-value { font-weight: 500; color: var(--pbt-text, #0A1519); font-variant-numeric: tabular-nums; text-align: right; }
.pbt-bar-reason {
  grid-column: 2 / 4;
  font-size: 0.78rem;
  color: var(--pbt-text-muted, #667085);
  margin-top: 2px;
  line-height: 1.4;
}
.pbt-bar-row-va .pbt-bar-reason { color: var(--pbt-primary, #12365a); font-weight: 500; }
.pbt-bar-row { grid-row-gap: 2px; }
@keyframes pbtBarFill {
  from { transform: scaleX(0); }
  to { transform: scaleX(1); }
}

/* Donut chart */
.pbt-donut-wrap {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 20px;
  align-items: center;
}
@media (max-width: 520px) {
  .pbt-donut-wrap { grid-template-columns: 1fr; justify-items: center; }
}
.pbt-donut { display: block; flex-shrink: 0; }
.pbt-donut-center-value {
  font-family: 'Outfit', sans-serif;
  font-size: 22px;
  font-weight: 500;
  fill: var(--pbt-text, #0A1519);
}
.pbt-donut-center-label {
  font-size: 11px;
  fill: var(--pbt-text-muted, #667085);
  text-transform: uppercase;
  letter-spacing: 1px;
}
.pbt-donut-legend { display: grid; gap: 8px; }
.pbt-donut-legend-item {
  display: grid;
  grid-template-columns: 16px minmax(0, 1fr) auto;
  gap: 10px;
  align-items: center;
  font-size: 0.85rem;
}
.pbt-donut-legend-swatch {
  width: 14px; height: 14px; border-radius: 3px;
}
.pbt-donut-legend-value { font-weight: 500; font-variant-numeric: tabular-nums; }

/* ============ Result tiles + cost box (refinance results) ============ */
/* Two headline stat tiles at the top of the refinance results, then an itemized
   cost/loan box below. White cards on the gray viz pane = the site's signature look.
   The "savings" tile uses the single swappable savings color. */
.pbt-result-tiles {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.pbt-result-tile {
  background: #fff;
  border: 1px solid var(--pbt-border, #d8e0e8);
  border-radius: 14px;
  padding: 18px 20px;
}
.pbt-result-tile-value {
  font-family: 'Outfit', sans-serif;
  font-size: 1.9rem;
  font-weight: 500;
  line-height: 1.05;
  letter-spacing: -0.5px;
  color: var(--pbt-text, #0A1519);
  font-variant-numeric: tabular-nums;
}
.pbt-result-tile-label {
  font-size: 0.74rem;
  color: var(--pbt-text-muted, #667085);
  margin-top: 6px;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  line-height: 1.3;
}
/* Savings tile: subtle tint of the savings color (auto-derived via color-mix so it
   tracks the swappable --pbt-savings), with a solid fallback for older browsers. */
.pbt-result-tile-savings {
  background: #E9F8F2;
  background: color-mix(in srgb, var(--pbt-savings, #0E8F6F) 9%, #fff);
  border-color: #BCE6D6;
  border-color: color-mix(in srgb, var(--pbt-savings, #0E8F6F) 26%, #fff);
}
.pbt-result-tile-savings .pbt-result-tile-value { color: var(--pbt-savings, #0E8F6F); }

.pbt-cost-box {
  background: #fff;
  border: 1px solid var(--pbt-border, #d8e0e8);
  border-radius: 14px;
  padding: 4px 20px;
  margin-top: 14px;
}
.pbt-cost-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 14px;
  align-items: baseline;
  padding: 13px 0;
  border-bottom: 1px solid #EEF1F4;
  font-size: 0.92rem;
  color: #415a74;
}
.pbt-cost-row:last-child { border-bottom: none; }
.pbt-cost-row strong { color: var(--pbt-text, #0A1519); font-variant-numeric: tabular-nums; font-weight: 500; }
.pbt-cost-row span small {
  display: block;
  color: var(--pbt-text-muted, #667085);
  font-size: 0.76rem;
  margin-top: 2px;
}
.pbt-cost-row-total {
  border-top: 2px solid var(--pbt-border, #d8e0e8);
  border-bottom: none;
  margin-top: 2px;
  padding: 15px 0;
}
.pbt-cost-row-total span { font-weight: 500; color: var(--pbt-text, #0A1519); font-size: 1rem; }
.pbt-cost-row-total strong { color: var(--pbt-primary, #12365a); font-size: 1.12rem; font-weight: 600; }

/* Pane title (e.g. "Estimated cash to close") */
.pbt-pane-title {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: var(--pbt-text-muted, #667085);
  margin: 0 0 12px;
  font-weight: 500;
}
/* Caveat note under debt-consolidation results */
.pbt-calc-note {
  font-size: 0.8rem;
  color: var(--pbt-text-muted, #667085);
  line-height: 1.5;
  margin: 12px 2px 0;
}

/* ============ Debt rows (Debt Consolidation tab) ============ */
.pbt-debt-head {
  display: grid;
  grid-template-columns: 1fr 1fr 36px;
  gap: 8px;
  margin: 2px 0 6px;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--pbt-text-muted, #667085);
}
.pbt-debt-row {
  display: grid;
  grid-template-columns: 1fr 1fr 36px;
  gap: 8px;
  align-items: center;
  margin-bottom: 8px;
}
.pbt-debt-row .pbt-num { padding: 10px 12px; }
.pbt-debt-remove {
  width: 36px;
  height: 40px;
  border: 1px solid var(--pbt-border, #d8e0e8);
  background: #fff;
  border-radius: 8px;
  color: var(--pbt-text-muted, #667085);
  cursor: pointer;
  font-size: 1.25rem;
  line-height: 1;
  font-family: inherit;
  transition: color 0.15s, border-color 0.15s;
}
.pbt-debt-remove:hover { color: #e75d66; border-color: #e75d66; }
.pbt-add-debt {
  margin-top: 4px;
  background: transparent;
  border: 1px dashed var(--pbt-primary, #12365a);
  color: var(--pbt-primary, #12365a);
  border-radius: 8px;
  padding: 9px 16px;
  font-family: inherit;
  font-size: 0.85rem;
  font-weight: 500;
  cursor: pointer;
  transition: background 0.15s;
}
.pbt-add-debt:hover { background: var(--pbt-bg-light, #edf4fa); }

/* Summary card (legacy; still used by other panes) */
.pbt-summary-card { display: grid; gap: 10px; }
.pbt-summary-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid var(--pbt-border, #d8e0e8);
  font-size: 0.9rem;
}
.pbt-summary-row:last-child { border-bottom: none; }
.pbt-summary-row strong { font-variant-numeric: tabular-nums; color: var(--pbt-primary, #12365a); }
.pbt-summary-emphasis { padding: 12px 0; border-top: 2px solid var(--pbt-primary, #12365a); border-bottom: 2px solid var(--pbt-primary, #12365a); }
.pbt-summary-emphasis span, .pbt-summary-emphasis strong { font-size: 1.1rem; font-weight: 600; }
.pbt-warning-inline {
  background: #fdf1f2;
  padding: 12px;
  border-radius: 8px;
  margin-top: 12px;
  font-size: 0.85rem;
  color: #e75d66;
}

/* Warning pane (used when affordability returns exceeds_dti) */
.pbt-warning-pane {
  background: linear-gradient(135deg, #fdf1f2 0%, #f8d8db 100%);
  border-left: 4px solid #F57C00;
  padding: 24px;
  border-radius: 12px;
  text-align: center;
}
.pbt-warning-pane p { margin: 0 0 16px; }

/* ============ CTA button (pill, primary) ============ */
.pbt-cta {
  display: inline-block;
  padding: 14px 28px;
  background: var(--pbt-primary, #12365a);
  color: #fff;
  border: 1px solid var(--pbt-primary, #12365a);
  border-radius: 24px;
  font-size: 1rem;
  font-weight: 500;
  cursor: pointer;
  font-family: inherit;
  text-decoration: none;
  text-align: center;
  transition: background 0.15s, transform 0.05s;
}
.pbt-cta:hover { background: var(--pbt-primary-dark, #0b263f); }
.pbt-cta:active { transform: translateY(1px); }
.pbt-cta:focus-visible { outline: 3px solid var(--pbt-accent, #e75d66); outline-offset: 2px; }

/* ============ Lead capture ============ */
.pbt-lead-capture { margin-top: 28px; }
.pbt-internal-links {
  font-size: 0.85rem;
  color: var(--pbt-text-muted, #667085);
  margin-bottom: 14px;
  line-height: 1.6;
}
.pbt-internal-links a { color: var(--pbt-primary, #12365a); text-decoration: none; }
.pbt-internal-links a:hover { text-decoration: underline; }
.pbt-lead-card {
  background: linear-gradient(135deg, #ffffff 0%, var(--pbt-accent, #e75d66) 100%);
  padding: 28px;
  border-radius: 16px;
  display: grid;
  gap: 16px;
}
.pbt-lead-copy h3 { font-family: 'Outfit', sans-serif; font-size: 1.4rem; margin: 0 0 6px; font-weight: 500; color: var(--pbt-text, #0A1519); }
.pbt-lead-copy p { margin: 0; font-size: 0.95rem; color: var(--pbt-text, #0A1519); }
.pbt-lead-form {
  display: grid;
  grid-template-columns: 1fr 1fr auto;
  gap: 10px;
}
@media (max-width: 600px) {
  .pbt-lead-form { grid-template-columns: 1fr; }
}
.pbt-lead-input {
  padding: 12px 14px;
  font-size: 0.95rem;
  font-family: inherit;
  border: 1px solid rgba(10, 21, 25, 0.2);
  border-radius: 24px;
  background: #fff;
  color: var(--pbt-text, #0A1519);
}
.pbt-lead-input:focus {
  outline: none;
  border-color: var(--pbt-primary, #12365a);
  box-shadow: 0 0 0 3px rgba(47, 54, 120, 0.15);
}
.pbt-lead-form .pbt-cta {
  padding: 12px 22px;
  white-space: nowrap;
  background: #fff;
  color: var(--pbt-primary, #12365a);
  border-color: var(--pbt-primary, #12365a);
}
.pbt-lead-form .pbt-cta:hover {
  background: var(--pbt-primary, #12365a);
  color: #fff;
}
.pbt-lead-message {
  padding: 12px 16px;
  border-radius: 8px;
  font-size: 0.9rem;
}
.pbt-lead-message:empty { display: none; }
.pbt-lead-message-success { background: rgba(46, 125, 50, 0.12); color: #1B5E20; }
.pbt-lead-message-error { background: rgba(198, 40, 40, 0.12); color: #B71C1C; }

/* ============ Footer ============ */
.pbt-calc-footer { margin-top: 28px; font-size: 0.8rem; color: var(--pbt-text-muted, #667085); padding-top: 20px; border-top: 1px solid var(--pbt-border, #d8e0e8); }
.pbt-calc-footer p { margin: 4px 0; }
.pbt-calc-footer a { color: var(--pbt-primary, #12365a); }
.pbt-calc-legal { font-size: 0.72rem; margin-top: 8px !important; }

/* ============ SSR fallback (visible only before JS loads) ============ */
.pbt-ssr-results { margin: 20px 0; }
.pbt-ssr-intro { font-size: 1rem; margin: 0 0 16px; color: #415a74; }
.pbt-ssr-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 12px; }
.pbt-ssr-card { background: var(--pbt-bg-light, #edf4fa); padding: 14px; border-radius: 10px; }
.pbt-ssr-card-primary { background: var(--pbt-primary, #12365a); color: #fff; }
.pbt-ssr-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.5px; opacity: 0.8; }
.pbt-ssr-value { font-family: 'Outfit', sans-serif; font-size: 1.5rem; font-weight: 500; margin-top: 4px; }
.pbt-ssr-note { font-size: 0.85rem; color: var(--pbt-text-muted, #667085); margin-top: 12px; }
.pbt-noscript { background: #fdf1f2; padding: 16px; border-radius: 8px; }

/* ============ Compact mode (sidebar embeds) ============ */
.pbt-calc-compact { padding: 20px; max-width: 420px; }
.pbt-calc-compact .pbt-hero-number { font-size: 2.5rem; }
.pbt-calc-compact .pbt-layout { grid-template-columns: 1fr; }
.pbt-calc-compact .pbt-tabs { font-size: 0.85rem; }

/* Override hello-elementor reset.css magenta (#cc3366) default that leaks onto plain <button> elements */
.pbt-calc-widget .pbt-tab{color:#415a74 !important;border-color:#d8e0e8 !important;background:transparent !important;}
.pbt-calc-widget .pbt-tab:not(.pbt-tab-active):hover{color:#12365a !important;border-color:#12365a !important;}
.pbt-calc-widget .pbt-tab-active{color:#fff !important;background:#12365a !important;border-color:#12365a !important;}
.pbt-calc-widget a{color:#12365a;}
/* Keep the reset's magenta off the CTA submit/link buttons (white text on navy) */
.pbt-calc-widget .pbt-cta{color:#fff !important;}
.pbt-calc-widget .pbt-cta:hover{color:#fff !important;}
/* Lead-form button is a white outlined pill: navy text, navy text stays on white until hover */
.pbt-calc-widget .pbt-lead-form .pbt-cta{color:#12365a !important;background:#fff !important;border-color:#12365a !important;}
.pbt-calc-widget .pbt-lead-form .pbt-cta:hover{color:#fff !important;background:#12365a !important;}
/* Keep the reset's magenta off the debt-row buttons */
.pbt-calc-widget .pbt-add-debt{color:var(--pbt-primary,#12365a) !important;}
.pbt-calc-widget .pbt-debt-remove{color:var(--pbt-text-muted,#667085) !important;}
.pbt-calc-widget .pbt-debt-remove:hover{color:#e75d66 !important;}

/* ── County property-tax selector (state pages: shortcode state="nc"/"fl") ── */
.pbt-county-picker{display:grid;gap:8px;background:var(--pbt-surface,#edf4fa);border:1px solid var(--pbt-border,#d8e0e8);border-radius:16px;padding:18px 20px;margin:0 0 20px;}
.pbt-county-label{font-family:'Outfit',sans-serif;font-weight:600;font-size:.95rem;color:var(--pbt-text,#0A1519);}
.pbt-county-picker .pbt-county-select{max-width:420px;}
.pbt-county-note{margin:2px 0 0;font-size:.86rem;line-height:1.45;color:var(--pbt-text-muted,#667085);}
.pbt-county-note strong{color:var(--pbt-text,#0A1519);}
@media(max-width:880px){.pbt-county-picker{padding:14px 16px;}.pbt-county-picker .pbt-county-select{max-width:none;}}

/* Blog columns can be much narrower than the full desktop calculator width.
   Keep every calculator mode readable instead of clipping inside its own cards. */
@media (max-width: 640px) {
  .pbt-calc-widget {
    padding: 24px 18px;
    border-radius: 16px;
  }
  .pbt-calc-title {
    font-size: 1.9rem;
    letter-spacing: 0;
  }
  .pbt-calc-header,
  .pbt-tabs,
  .pbt-stickers {
    margin-bottom: 20px;
  }
  .pbt-tab {
    padding: 9px 14px;
    font-size: 0.9rem;
  }
  .pbt-hero {
    padding: 24px 18px;
    border-radius: 14px;
  }
  .pbt-hero::after {
    display: none;
  }
  .pbt-hero-number {
    font-size: 2.55rem;
    letter-spacing: 0;
    overflow-wrap: anywhere;
  }
  .pbt-sticker {
    padding: 14px 16px;
  }
  .pbt-result-tiles {
    grid-template-columns: 1fr;
  }
  .pbt-result-tile {
    padding: 16px 18px;
  }
  .pbt-result-tile-value {
    font-size: 1.65rem;
    letter-spacing: 0;
    overflow-wrap: anywhere;
  }
}

@media (max-width: 480px) {
  .pbt-calc-widget {
    padding: 22px 16px;
    border-radius: 14px;
  }
  .pbt-calc-title {
    font-size: 1.65rem;
    line-height: 1.15;
  }
  .pbt-calc-subtitle,
  .pbt-hero-sub {
    font-size: 0.94rem;
  }
  .pbt-hero {
    padding: 22px 14px;
  }
  .pbt-hero-number {
    font-size: 2.15rem;
    line-height: 1.15;
  }
  .pbt-slider-row {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .pbt-slider-row .pbt-num {
    width: 100%;
  }
  .pbt-viz-pane {
    padding: 14px;
  }
  .pbt-bar-row {
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 8px;
  }
  .pbt-bar-track {
    grid-column: 1 / 3;
  }
  .pbt-bar-value {
    text-align: right;
  }
  .pbt-bar-reason {
    grid-column: 1 / 3;
  }
  .pbt-donut {
    width: 180px;
    height: 180px;
  }
  .pbt-donut-legend-item {
    grid-template-columns: 14px minmax(0, 1fr);
  }
  .pbt-donut-legend-value {
    grid-column: 2;
  }
  .pbt-cost-box {
    padding: 4px 14px;
  }
  .pbt-cost-row {
    grid-template-columns: 1fr;
    gap: 4px;
    align-items: start;
  }
  .pbt-cost-row strong {
    overflow-wrap: anywhere;
  }
  .pbt-lead-card {
    padding: 22px 18px;
    border-radius: 14px;
  }
}

@media (max-width: 370px) {
  .pbt-calc-widget {
    padding: 20px 14px;
  }
  .pbt-hero-number {
    font-size: 1.95rem;
  }
  .pbt-sticker-value,
  .pbt-result-tile-value {
    font-size: 1.45rem;
  }
}

/* Veterans Mortgage Center color and spacing layer for the copied PBT calculator. */
.vmc-pbt-calc {
  --pbt-primary: #12365a;
  --pbt-primary-dark: #0b263f;
  --pbt-accent: #b35c64;
  --pbt-accent-dark: #9f4750;
  --pbt-text: #10253b;
  --pbt-border: #d7e0e8;
  --pbt-bg-light: #f5f8fb;
  --pbt-savings: #0f766e;
  --pbt-savings-onnavy: #79e3d3;
  border: 1px solid #d7e0e8;
  border-radius: 18px;
  box-shadow: 0 24px 70px rgba(16, 37, 59, 0.14);
  overflow: hidden;
}

.vmc-pbt-calc::before {
  content: "";
  display: block;
  height: 5px;
  background: linear-gradient(90deg, #fff7f8 0%, #ffffff 38%, #d9e6f2 62%, #12365a 100%);
}

.vmc-pbt-calc .pbt-calc-header {
  background: linear-gradient(135deg, #ffffff 0%, #f5f8fb 100%);
  border-bottom: 1px solid #d7e0e8;
}

.vmc-pbt-calc .pbt-calc-title,
.vmc-pbt-calc .pbt-result-hero-number,
.vmc-pbt-calc h2,
.vmc-pbt-calc h3 {
  color: #10253b;
}

.vmc-pbt-calc .pbt-tab-active,
.vmc-pbt-calc .pbt-cta {
  background: #12365a !important;
  border-color: #12365a !important;
  color: #ffffff !important;
}

.vmc-pbt-calc .pbt-tab:not(.pbt-tab-active):hover,
.vmc-pbt-calc .pbt-tab:focus-visible {
  border-color: #12365a !important;
  color: #12365a !important;
}

.vmc-pbt-calc .pbt-tab-active {
  box-shadow: 0 10px 22px rgba(18, 54, 90, 0.2);
}

.vmc-pbt-calc .pbt-hero {
  background: linear-gradient(135deg, #12365a 0%, #0b263f 100%);
}

.vmc-pbt-calc .pbt-hero-savings {
  color: #ffffff;
}

.vmc-pbt-calc .pbt-sticker,
.vmc-pbt-calc .pbt-result-tile {
  background: #ffffff;
  border: 1px solid #d7e0e8;
  color: #10253b;
  box-shadow: 0 10px 24px rgba(18, 54, 90, 0.08);
}

.vmc-pbt-calc .pbt-sticker-red,
.vmc-pbt-calc .pbt-sticker-gold,
.vmc-pbt-calc .pbt-sticker-warn,
.vmc-pbt-calc .pbt-sticker-gold {
  background: linear-gradient(135deg, #ffffff 0%, #fffafa 70%, #f7e6e8 100%);
  border: 1px solid #ead5d8;
  color: #10253b;
}

.vmc-pbt-calc .pbt-sticker-red .pbt-sticker-value,
.vmc-pbt-calc .pbt-sticker-gold .pbt-sticker-value,
.vmc-pbt-calc .pbt-sticker-warn .pbt-sticker-value,
.vmc-pbt-calc .pbt-result-savings .pbt-result-tile-value {
  color: #9f4750;
}

.vmc-pbt-calc .pbt-sticker-red .pbt-sticker-label,
.vmc-pbt-calc .pbt-sticker-gold .pbt-sticker-label,
.vmc-pbt-calc .pbt-sticker-warn .pbt-sticker-label {
  color: #667085;
}

.vmc-pbt-calc .pbt-bar-fill-va,
.vmc-pbt-calc input[type="range"] {
  accent-color: #b35c64;
}

.vmc-pbt-calc .pbt-bar-row-va .pbt-bar-fill {
  background: linear-gradient(90deg, #12365a 0%, #d7b0b5 100%);
}

.vmc-pbt-calc .pbt-warning-inline,
.vmc-pbt-calc .pbt-warning-pane {
  border-color: rgba(159, 71, 80, 0.18);
  background: linear-gradient(135deg, #ffffff 0%, #fffafa 100%);
  color: #10253b;
}

.vmc-pbt-calc .pbt-cta-secondary {
  background: #ffffff !important;
  border-color: #d7e0e8 !important;
  color: #12365a !important;
}

.vmc-pbt-calc .pbt-internal-links a,
.vmc-pbt-calc a:not(.pbt-cta) {
  color: #12365a;
}

.vmc-pbt-calc .pbt-lead-card {
  align-items: center;
  background: linear-gradient(135deg, #ffffff 0%, #ffffff 58%, #fff7f8 100%);
  border: 1px solid #d7e0e8;
  border-top: 4px solid #d7a4aa;
}

.vmc-pbt-calc .pbt-lead-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: flex-end;
}

.vmc-pbt-calc .pbt-calc-footer {
  color: #415a74;
}

@media (max-width: 720px) {
  .vmc-pbt-calc {
    border-radius: 14px;
  }

  .vmc-pbt-calc .pbt-lead-actions {
    justify-content: stretch;
    width: 100%;
  }

  .vmc-pbt-calc .pbt-lead-actions .pbt-cta {
    justify-content: center;
    width: 100%;
  }
}